Tracy H. Moody

Tracy H. Moody is a seasoned entrepreneur and licensed Florida REALTOR® with United Real Estate Gallery. She is a certified Military Relocation Professional (MRP) and Accredited Buyer’s Representative (ABR) with over 26 years of expertise in finance and real estate, dedicated to helping clients in Northeast Florida achieve their homeownership and investment goals. She holds a Master’s Degree in Business Administration and previously owned Natural Reflections Cleaning, LLC, a successful residential and commercial cleaning company for eight years.

As a U.S. Navy veteran, Tracy is a steadfast advocate for military families and takes pride in assisting veterans, first-time homebuyers, renters, sellers, and investors. Tracy provides expert support tailored to each client’s unique real estate needs. With an extensive background in loss mitigation, foreclosures/bank-owned properties, credit cards, and auto finance, Tracy brings the knowledge and experience needed to navigate even the most complex real estate transactions. Tracy’s professional core values are Passion, Consistency, and Dedication, which are the foundations of her work. She is deeply committed to her clients’ success, ensuring they make informed, confident decisions that lead to long-term financial stability and generational wealth.

Whether helping a first-time homebuyer achieve the dream of homeownership, advising an investor on how to strategically grow their portfolio for maximum returns, or offering compassionate, knowledgeable assistance through the often emotional and complex processes of divorce or probate real estate, Tracy is there every step of the way. With a hands-on approach, she combines her industry expertise with a deep understanding of her clients’ goals, ensuring they feel confident and well-informed throughout every decision and milestone.

When she is not working tirelessly for her clients, Tracy is actively engaged in her local community. She loves watching movies, binge-watching her favorite shows, cheering on her favorite NBA and NFL teams, and most importantly, spending quality time with her husband, Justin, and their two children.