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520 Useppa Island

Captiva, FL 33924
  • $1,074,900
  • STATUS: Active
  • ON SITE: 49 Days
  • MLS #: C7523816
UPDATED: 128 min ago
$1,074,900
  • 2
    BEDS
  • 0.05
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 1,366
    SQFT
  • $787
    $/SQFT
Neighborhood:
Type:
Townhouse
Built:
1981
County:
Lee
Area:

School Ratings & Info

Description

Water Wings cottage is waterfront, two-stories with Master on the first floor. The open first floor plan allows water views from the kitchen and living/dining areas which open onto a covered/screened porch and an open deck. The second floor features a loft-guest bedroom with bath, and a water view balcony. Both the interior and exterior have been renovated to first class quality. Exterior is Hardi Board, roofing is aluminum and decks are wood. Naturally the construction meets all windstorm resistance codes as the developer is a well-known contractor that has completed numerous high quality homes and renovations on the island over the past 20 years. Interior finishes include granite or marble counters, quality cabinetry and appliances. The entrance to the home is from a driveway of stone pavers and a thoughtfully landscaped yard. There is a shared storage room, a new propane generator and a 500-gallon propane tank. In addition to these fine features, Village owners recently were treated to significant road improvement of layered gravel, and heavily landscaped with mature palms of all types, creating a beautiful, tropical boulevard access. Recently completed multi-family dockage is just steps away and accommodates boats up to 24’. This home is located in the Useppa Village neighborhood on the western shore of the reimagined and redeveloped, private Useppa Island. Featuring the Useppa Island Club and Marina, Useppa Village owners enjoy all the services and amenities of a small town. Useppa is a bridgeless island ensuring privacy and solitude. Yet, there is an active lifestyle of boating and sporting activities for any that wish to participate. The island is known for its outgoing community of residents, and with only 118 homes, the nature of the island will not deviate from the tropical luxury and Old Florida ambiance that create this special place in the sun.

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© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-05-14T14:48:48.85.
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520 Useppa Island Captiva, FL 33924

  • Price: $1,074,900
  • Status: Active
  • On Site: 49 Days
  • Updated: 128 min ago
  • MLS #: C7523816
2
Beds
2
Baths
0
½ Baths
0.05
Acres
1,366
SQFT
$787
$/SQFT
1981
Built
Neighborhood:
Useppa Village
County:
Lee
Area:
Captiva
Property Description
Water Wings cottage is waterfront, two-stories with Master on the first floor. The open first floor plan allows water views from the kitchen and living/dining areas which open onto a covered/screened porch and an open deck. The second floor features a loft-guest bedroom with bath, and a water view balcony. Both the interior and exterior have been renovated to first class quality. Exterior is Hardi Board, roofing is aluminum and decks are wood. Naturally the construction meets all windstorm resistance codes as the developer is a well-known contractor that has completed numerous high quality homes and renovations on the island over the past 20 years. Interior finishes include granite or marble counters, quality cabinetry and appliances. The entrance to the home is from a driveway of stone pavers and a thoughtfully landscaped yard. There is a shared storage room, a new propane generator and a 500-gallon propane tank. In addition to these fine features, Village owners recently were treated to significant road improvement of layered gravel, and heavily landscaped with mature palms of all types, creating a beautiful, tropical boulevard access. Recently completed multi-family dockage is just steps away and accommodates boats up to 24’. This home is located in the Useppa Village neighborhood on the western shore of the reimagined and redeveloped, private Useppa Island. Featuring the Useppa Island Club and Marina, Useppa Village owners enjoy all the services and amenities of a small town. Useppa is a bridgeless island ensuring privacy and solitude. Yet, there is an active lifestyle of boating and sporting activities for any that wish to participate. The island is known for its outgoing community of residents, and with only 118 homes, the nature of the island will not deviate from the tropical luxury and Old Florida ambiance that create this special place in the sun.
Exterior Features

Additional Water Information 2 docks recently completed for the Useppa Village homesfirst comefree up to 24' Architectural Style Key West Carport Yn No Construction Materials HardiPlank Type Direction Faces West Exterior Features BalconyCourtyardHurricane ShuttersLightingOutdoor GrillPrivate YardStorage Foundation Details Stilt/On Piling Lot Features Flood Insurance RequiredFloodZoneHistoric DistrictIn CountyLandscapedNear MarinaPrivate Open Parking YN Yes Other Structures Storage Parking Features DrivewayElectric Vehicle Charging Station(s)Ground LevelOff StreetOpen Patio And Porch Features CoveredDeckFront PorchRear PorchScreened Pool Private Yn No Road Frontage Type Private Road Road Surface Type Gravel Roof Metal Spa YN No View Water Water Access Bay/Harbor Water Access Yn Yes Water Body Name PINE ISLAND SOUND Water Extras Skiing Allowed Water Extras Yn Yes Water View Bay/Harbor - Full Water View Yn Yes Waterfront Features Bay/Harbor Waterfront Feet Total 20 Waterfront Yn Yes

Interior Features

Appliances Built-In OvenCooktopDishwasherDisposalMicrowaveRangeRange HoodRefrigeratorWasherWater Filtration System Building Area Total 1556 Cooling Central AirZoned Cooling YN Yes Fireplace Yn No Flooring Laminate Furnished Turnkey Heating CentralElectric Heating YN Yes Interior Features Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostatWindow Treatments Laundry Features In Kitchen Levels Two Rooms Great Room Balcony/Porch/Lanai Balcony/Porch/Lanai Balcony/Porch/Lanai Primary Bedroom (En Suite BathroomBuilt-in Closet) Balcony/Porch/Lanai Kitchen (Storage Closet) Bathroom 1 (En Suite BathroomBuilt-in Closet) Sewer Public Sewer Water Source Public Window Features Double Pane WindowsInsulated WindowsLow-Emissivity WindowsStorm Window(s)

Property Features

Additional Lease Restrictions Tenants must be Useppa Island Club membersor guest of a member. Amenities Additional Fees Useppa Club launch for daily access to the shore port on Pine Island. NOTE!! Membership in the Useppa Island Club is required to purchase a home on Useppaone-time initiation fee of $50000 + sales tax Approval Process Application and referral Association Approval Required Yn Yes Association Fee 503.8 Association Fee Frequency Monthly Association Fee Monthly Amount 503.8 Association Fee Requirement Required Association Yn Yes Cdd Yn No Condo Land Included Yn No Flood Zone Code A8 Garage Yn No Homestead Yn No Lease Considered YN Yes Lease Restrictions YN Yes Listing Terms Cash Minimum Lease 1-7 Days New Construction Yn No Number Of Pets 2 Number Of Septics 0 Number Of Wells 0 Ownership Fee Simple Pets Allowed Dogs OKNumber Limit Planned Unit Development Yn No Property Attached YN Yes Property Condition Completed Property Sub Type 1/2 Duplex Realtor Info As-IsAssoc approval requiredBrochure AvailableDocs AvailableLease RestrictionsNo SignRight of First RefusalSubject to Approval Security Features Fire AlarmSmoke Detector(s) Senior Community Yn No Special Listing Conditions None Sw Subdiv Community Name Not Applicable Tax Annual Amount 10023.53 Total Annual Fees 25512.24 Total Monthly Fees 2126.02 Utilities Electricity ConnectedPhone AvailablePrivatePropaneSewer ConnectedStreet LightsUnderground UtilitiesWater Connected Yrs Of Owner Prior To Leasing Re No Zoning RM-2


Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of UIP PROPERTY COMPANY LLC: 239-410-7850.



© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-05-14T14:48:48.85.
 
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